Members: FMIC and VALT

The Finnish Motor Insurers' Centre (FMIC) is the joint organisation for the motor insurance companies in Finland. The centre also manages the international contacts involving the Green card system.

The role of the FMIC is to:
- act as a coordinating and consultative body for its member companies;
- grant motor liability insurance policies to cover foreign vehicles;
- maintain international contacts;
- settle claims for accidents caused by vehicles which are unidentified, uninsured, foreign or covered by vehicle-in-transit insurance, and claims for reindeer injuries caused by vehicles;
- collect penalty premiums for uninsured vehicles;
- issue instructions promoting insurance business;
- make risk premium calculations;
- work for road safety;
- compile claims statistics from all motor insurers;and
- issue guidelines harmonising claims handling.

One of the legal tasks of FMIC is to participate in road safety work. Its road safety department runs this activity. The work is steered by Traffic Safety Committee of Insurance Companies (VALT). A separate legislation (Act on the Investigation of Road and Cross-country Traffic Accidents, No. 24/2001) covers the investigation activity. Road accident investigation is steered and supervised by the Road Accident Investigation Delegation set up by the Ministry of Transport and Communications and maintained and organised by the FMIC/VALT. Twenty Road Accident Investigation Teams covering the whole country perform investigations. The Road Accident Investigation Delegation and the Road Accident Investigation Teams operate in connection with the Finnish Motor Insurers' Centre.

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